Forwood For Life

Forwood for Life owner and financial advice provider Frank Wood has many years of industry experience behind him, and with that comes the knowledge a great deal of New Zealanders insurance plans are not cost effective. Frank promotes Level to 80 premium insurances as he believes it works better for those getting on in years, particularly if signed up for in their 30’s. For example, if a couple aged 36 and 39 were to take out Life insurance of $200K each, providing they are in good health and non-smokers, their monthly premium would be approximately $116.00 a month. The main benefit of this type of insurance being that for the next 44 and 41 years respectively, the couple would continue to pay the exact same amount each month. No increases in premiums would allow them to continue paying and therefore keep the insurance they may require i